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  • Mortgages

    Can banks establish a 0% limit on mortgages?

    25 february 2016

    Following the drop of the Euribor, the banking sector reinforces its mortgages linked to this rate, with clauses limiting the minimum interest pay-out to 0%. But after the fall of the “floor clauses”, are they facing another legal battle?

  • Traffic Lights

    5 key aspects of the "Risk Traffic Light" system

    5 february 2016

    Between the Defensor del Pueblo, the Stock Market National Committee and the Ministry of Economics, a new information system for retail investors has been brewing since 2012. Here we analyse the new “risk traffic light”, an initiative that on February 5th finally turned green.

  • Negative rates

    Where can negative rates currently be found?

    27 january 2016

    Lenders don't pull in profits any more: they do the paying. Same goes for depositors. Negative yield now affects dissimilar yet interrelated assets and financial movements. For banks, investment options vanish; small investors face entirely new prospects.

  • Deutsche Bank

    The management of Deutsche Bank: Chronology of a chaotic year

    25 january 2016

    The first financial group of Germany and one of banking's references on a global scale faces perhaps the hardest spell in the bank's 58-year long history (after re-emerging in 1957), What has been going on in the last few months at DB?