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A group life insurance is formed in order to cover for death, total permanent disability and severe disability of public employees of the Universitat de València.
In the event of death from any cause and in the Total Permanent Disability and Severe Disability the insurance only covers until you are 70 years of age:

  •    In the case of the Administration and Services Staff (PAS) it covers until the day you turn 70 years old, then the coverage expires immediately on the next day.
  •     In the case of the Teaching and Research Staff (PDI) the coverage is expanded until the end of the academic course in which they turn 70 years old.


Total permanent disability
For determining this situations, the pertinent Social Security plan will apply. It will be considered produced, in the corresponding level, when it is declared by the Social Security competent body.


Severe disability
This event will be considered produced by the severe or high dependence of the participant, regulated by Law 39/2006, of 14th December, to Promote Personal Autonomy and Care for Dependent People. It will be considered produced, in the corresponding level, when it is declared by the competent body.